# Comparison of Crypto Card Generations

The table below summarizes the key characteristics of each generation of crypto cards, highlighting the advancements in user control, security, and integration capabilities.

| Features                 | 1st Gen         | 2nd Gen         | 3rd Gen           |
| ------------------------ | --------------- | --------------- | ----------------- |
| Custody                  | Custodial       | Custodial       | **Non-Custodial** |
| Counterparty Risk        | Yes             | Yes             | **No**            |
| KYC                      | Yes             | Yes             | **Yes**           |
| Technical Complexity     | Easy            | Medium          | **Hard**          |
| User Experience (UX)     | Medium          | Good            | **Medium**        |
| Pre-Funding Requirements | High            | Medium          | **Low**           |
| Integration              | Web2 – REST API | Web2 – REST API | **Web3 Native**   |

Each generation of crypto cards represents a significant leap forward in terms of functionality, user autonomy, and security. The transition from the simplicity of 1st generation prepaid cards to the sophisticated, non-custodial solutions of the 3rd generation mirrors the broader shift towards decentralization and user empowerment in the blockchain space.